By considering a number of high-level options, advisers can align investment solutions to clients’ “withdrawal profile”.  In the case of Option 1, investment solutions look, to a large extent, like “business as usual”.  In the case of Options 2, there is a clear way to match those standardised objectives.  That leaves Option 3 & 4 to consider.  We cover this in our next CPD article.

Henry Cobbe is head of multi-asset solutions at Elston Consulting